How did we bring Paraguay’s first digital bank to life?

My Role

Strategy
Branding

UX/UI
Web Design

Date

2021

Client

Maxi, the founder of Kapital, approached Indicius with a very clear goal: to provide financial autonomy to all Paraguayans.

Design Team

Maximiliano Malisani
Fernanda Amenta

Challenges

  • Create the MVP of a Paraguayan digital bank

  • Define a strategy that fits within a very limited scope of money and time

  • Discover and create a value proposition that convinces people to leave their old bank, transforming the culture of cash with the Kapital debit card.

💬 "This was a very special project for me, as I had the opportunity to develop the strategy for the client, and then was able to execute it as the lead designer of the team. Sometimes when you have a strategic role, it’s important to participate and get your hands dirty from time to time, to learn from the “doer” role and return to the strategic side with more certainty".

My role

My role began in the development of the strategy where I focused on ‘express processes’ with the objective of obtaining a tested value proposition, branding that allows for scalability, an interface for the founder to pitch to investors, and a website oriented towards obtaining emails on just a 3-month roadmap. Then I participated in the entire process, mainly in the design of Style Tile, the app and as the main designer of the Design Sprint.

Process and Deliverables

Brand Narrative Workshop + Visual Branding

We started with a Brand Narrative Workshop to get an idea of the company’s vision and values and better understand the solution that it would offer to potential users.

The next step was to create a visual identity. Kapital's intention was to present itself as a friendly, cheerful and innovative company to capture the attention of the young audience that we had defined.

App Design + Prototype

In initial conversations with the client, he was looking simply for us to design the app based on his idea of a digital bank. We knew, however, that his idea would have much more impact for potential investors if it was backed up by user research and a potential base of customers who would be willing to use the product when it was launched. A FinTech company, after all, is much more than just an app.


Using the branding we defined in the first stages of the project, I began looking for references from several other digital banks that turned out to have a similar structure and UX. I created some quick wireframes, taking inspiration from the apps I analyzed, and then applied the branding. This allowed us to build all the main screens, creating a high-fidelity prototype with just a few hours of investment. With this prototype, the client could pitch to potential investors with a highly professional-looking app. Figma prototypes provide a reliable, realistic demo of a new product in this way.

These screens also served as visual resources for the creation of the marketing website.

Design Sprint + mobile first landing page

The Design Sprint lasted for 2 weeks, spread out over an opening sprint of 5 days and an iteration sprint. We started the sprint with a key question: Is Kapital's value proposition strong enough to convince people to leave their traditional banks?


We sought the answer to that question with real potential users, so we created an Instagram ad that linked to a marketing site that allowed users to read about Kapital and sign up for a “waitlist” until the app officially launches. To increase the engagement of the pioneering members, we offered them exclusive benefits, with the goal of encouraging more people to register.


This process gave Kapital the building blocks to grow their business, with everything documented inside a report that included the main conclusions and best quotes from our user tests. Now, not only does Kapital have a unique, stand-out visual identity and a marketing site to attract potential users, but they also have the tools to make a solid business presentation to secure the support of major banks, investors, and other potential partners.

Design Sprint + mobile first landing page

The Design Sprint lasted for 2 weeks, spread out over an opening sprint of 5 days and an iteration sprint. We started the sprint with a key question: Is Kapital's value proposition strong enough to convince people to leave their traditional banks?


We sought the answer to that question with real potential users, so we created an Instagram ad that linked to a marketing site that allowed users to read about Kapital and sign up for a “waitlist” until the app officially launches. To increase the engagement of the pioneering members, we offered them exclusive benefits, with the goal of encouraging more people to register.


This process gave Kapital the building blocks to grow their business, with everything documented inside a report that included the main conclusions and best quotes from our user tests. Now, not only does Kapital have a unique, stand-out visual identity and a marketing site to attract potential users, but they also have the tools to make a solid business presentation to secure the support of major banks, investors, and other potential partners.

Design Sprint + mobile first landing page

The Design Sprint lasted for 2 weeks, spread out over an opening sprint of 5 days and an iteration sprint. We started the sprint with a key question: Is Kapital's value proposition strong enough to convince people to leave their traditional banks?


We sought the answer to that question with real potential users, so we created an Instagram ad that linked to a marketing site that allowed users to read about Kapital and sign up for a “waitlist” until the app officially launches. To increase the engagement of the pioneering members, we offered them exclusive benefits, with the goal of encouraging more people to register.


This process gave Kapital the building blocks to grow their business, with everything documented inside a report that included the main conclusions and best quotes from our user tests. Now, not only does Kapital have a unique, stand-out visual identity and a marketing site to attract potential users, but they also have the tools to make a solid business presentation to secure the support of major banks, investors, and other potential partners.